Q: My daughter has come back home after recently splitting with her boyfriend. They were saving for a house but on her own she does not have quite enough for a deposit and is unlikely to get a big enough mortgage based on her salary. I am in a position to buy a house for her, but I need a return on my money. Although I could just charge her rent I would prefer the house to be in her name. I am however conscious that I would need to protect my interest in the property as her circumstances could change in the future. Would formally setting up a private mortgage provide this protection?
Q: Now they have stopped legal aid for divorce cases, is there any reason why my estranged husband and I can't represent ourselves in court without using Solicitors? Our separation is quite amicable.
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Richard Lloyd heads up the Property department at our Oswestry office. A member of the Country Landowners Association he is also the firm’s specialist in Agricultural matters.
Since being admitted as a solicitor in 1982 Richard has practiced in several other areas of law, including Criminal, Civil, Probate & Wills, Matrimonial and Employment.
A graduate of Aberystwyth University, where he studied law, Richard finished his training with Humphrey Roberts & Bott before becoming an Assistant Solicitor at Clement Jones & Co. He later moved to A W Brown & Lloyd and was invited to become a partner in 1985, remaining there through the firm’s merger with GHP Legal in 2000.
Married to Amanda, Richard has three children. Among his interests he lists rugby, farming and forestry, hill walking and Welsh cultural activities. A willing member of the local community, he is a School Governor and Chapel Deacon.