Solicitors from a leading North Wales law firm will be on hand to answer questions about Wills and Powers of Attorney at a meeting being held in Wrexham next week for older carers.
Q: After leaving school I went to work for the local farrier. Over fifteen years I came up with various ideas to improve the business and when the owner decided to retire he asked me if I wanted to take over. We made a gentleman's agreement on price for equipment, materials and good will, to be paid monthly over a year. I took over the lease on the premises and set up a limited company using the same name as when it was a sole trading company, with his blessing.
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Title to less than three quarters of land in England and Wales is currently registered at the Land Registry. This is because until the 1900’s there was no compulsory requirement to register, and at that time, registration was only compulsory when land was sold or mortgaged. More recently, the requirement to register has been triggered on completion of certain leases, the transfer of property by gift or on death and on changes of trusteeship where property is the subject of a trust.
Now, however, the Government is encouraging more and more people to make voluntary applications to register their titles. The Land Registry is currently offering a discount of approximately 25% on the fees which would otherwise be payable on first registration.
Whilst an unregistered title remains perfectly acceptable where none of the compulsory triggers apply, there are advantages in having your title registered:
1. The Land Registry fee for voluntary registration is less than payable for compulsory registration.
2. Once the title has been perfected by registration, then loss or destruction of the pre-registration deeds will not affect the adequacy of your title.
3. The title to your property is guaranteed by the state.
4. On a subsequent sale, the process is quicker and simpler.
5. Registered titles are better protected against squatters than unregistered titles.
Whilst there is a cost in registering a property with the Land Registry, the fee is less for voluntary registration. Finding out whether a property has been registered is, of itself, a relatively easy process. However, undertaking an application for first registration is a process which many often prefer a solicitor to attend to on their behalf.